WHO’s smarter now?

A man and his wife are in the
shower together when the
doorbell rings. The wife puts on
a robe and goes down to
answer the door.
In walks her husband’s friend
Josh. The woman tells him her
husband ’s in the shower and
asks if he can come back later.
Instead, Josh steps in and quietly
says, “I have 4000 in my
pocket. I ’ll give it to you if you’ll
open your bathrobe for me.”
She ’s offended, but really needs
the money so she agrees, opens
her robe, and lets Josh have a
quick peek before doing it up
again. Josh gives her the 4000,
and she opens the door for him
to leave, but he says, “I have
another 4000 in my other
pocket. I ’ll give it to you if you let
me touch your breasts.” Now
she ’s really mortified, but again,
she needs the money, so she
undoes her robe and lets him
have a quick feel. Taking the
other 4000 from him, she lets
him out the door.
Going back upstairs, she gets
back in the shower with her
husband, feeling a little bit guilty.
“Who was that?” the husband
asks.
“Oh, that was just Josh,” the
wife answers.
“Josh?” the husband says. “Did
that son of a bitch give u Kshs
8000 he owes me!”
Who is smarter now??